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Case Results

Car Repossession and Collection of Deficiency

September 2022

Client turned car over to finance company after car engine broke down. Client could not afford to fix the car and could not afford payments on a car that did not work. After submitting car to voluntary repossession, client received letter notifying them that the finance company sold the car at auction and client owes a deficiency balance of over $10,000. Client consulted with Florida Consumer Lawyers and we discovered that finance company did not follow Florida law when notifying client of sale of car, deficiency and did not calculate the deficiency properly. Florida Consumer Lawyers brought a law suit in Central Florida against the lender. Initially, the lender vowed to fight since our client was a "deadbeat." Eventually, lender realized they were going to lose and the case settled for approximately $20,000.

Practice area(s): Bankruptcy / Debt, Debt Settlement Discrimination

Court: Florida State Court

Sami Thalji

Sami Thalji is a native Floridian, born in Clearwater and raised in St. Petersburg, Florida. Sami graduated from Osceola High School in Seminole, Florida before attending and receiving both his Bachelor of Science and Juris Doctor from the University of Florida in Ga...


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