Consumer Blog

Inaccurate and sloppy credit reporting practices by TransUnion, Equifax, and Experian as well as other information providers is preventing consumers from getting housing in this difficult rental market.

Credit card debt levels and interest rates are reaching historical highs leaving consumers few options to get out of debt.

Credit card balances are at an all time high and there is no relief in sight for most consumers. Now is the time to plan around your debt strategically and speak with Florida Consumer Lawyers today.

U.S. hospitals are now suing patients for debts or threatening their credit. In many instances they are even denying care to patients with outstanding balances.

The latest court trend are debt collectors foreclosing homes for defaulted second mortgages that homeowners haven't heard about for more than decade

I haven't been able to restart my mortgage payments after my Covid Forbearance expired. Will I lose my home to foreclosure?

If you're being harassed by debt collectors we may be able to sue them and win you money.

If you are facing foreclosure you need to hire a foreclosure lawyer or you are practically guaranteed to lose your home.

The average student in 2022 graduates with more than $40,000 in student loan debt. making it the 2nd highest debt number in US households, only behind mortgages. With student loan debt spiraling out of control, it is no wonder that activist judges are bending over backwards to protect lenders and prevent student loan forgiveness plans from starting.

Banks and hospitals are cashing in on the most ridiculous idea we've ever heard. Medical credit cards. Having a baby, just charge it at 27% interest. Just another scam out of a broken system that continues targeting consumers who can least afford it.

Credit card debt is a necessary evil for most consumers in today's economy. Consumers are using credit cards to make ends meet and not to purchase frivolous or luxury items. There are strategies that you can use to leverage credit cards and ultimately get rid of your debt, but sacrifices will have to be made.

Florida home prices are already sliding but 2023 looks like the year for a large decline. While most are no saying 5-10% price declines are coming, the reality will probably be much worse.

Even though new credit scoring rules will help collection accounts drop of credit, your lenders won't be so forgiving.

Existing home sales crashed sharply in August. Mortgage rates now up to 6.25%. The correction is here and the worst is yet to come.

Here is what you can expect as the housing downturn spreads across America

A new report revealed that more than 60% of consumers carry credit card debt for more than a year and 25% if consumers use credit cards to cover daily costs of living.

The Buy Now Pay Later credit model is starting to compete against credit cards and costing consumers significantly more money than every before.

Borrowing costs for mortgages have doubled in the last nine months as the Federal Reserve continues raising interest rates to fight inflation.

Reports are now saying that the top 210 housing markets in America could suffer 20% home price reductions in 2023, with many large markets losing more than half their value.

Nursing home debt collectors don't care about the law. They only care about money and are coming after family members of residents even though they are not responsible for the debts.

U.S. Foreclosures Reach Pre-Pandemic Levels Nationwide with Florida Entering the Top 5 Nationally in Foreclosures.

Student loan debt relief will be here in October. This is a great program that people should apply for without delay.

Jacksonville and Orlando are Florida Leading Foreclosure Markets. But Tampa, Lakeland, and Miami will join the foreclosure list in 2023.

The housing market is in recession and that means prices will be declining in 2023. Will you have to sell? Maybe, but your chances are better if you consult with Florida Consumer Lawyers.