Since the invention of the debt, debt collectors have used any and all means available, legal or not to harass, intimidate, and ultimately attempt to collect debts. One strategy debt collectors employ for many years is targeting the military with security clearances of federal employees and military personnel. Since debt related issues are the number one reason why military and federal employees have security clearance problems, these debt collectors target the fear of losing a job as a way to collect payments. We've even seen instances of debt collectors contacting military commanders to put the squeeze on people. Although the Fair Debt Collections Practices Act (FDCPA) makes this type of conduct illegal, it doesn't stop debt collectors from attacking security clearances. Some people may think that if you owe the money you should pay. However, in many instances people do not actually owe the money or have valid defenses to the claim that they owe the debt and debt collectors use the threats against security clearances as an end around the court system.
The threat against security clearances is potentially actionable under the FDCPA. If a debt collector reports inaccurate information on a credit report that results in the revocation of a security clearance then you may have a claim under the Fair Credit Reporting Act (FCRA). These claims can be valuable because they are based on lost income from the decrease in job status. If this happens to you call us today.