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Is This The Year Florida Finally Kills PIP?

Posted by Sami Thalji | Feb 07, 2022

The Florida legislature is trying to repeal Personal Injury Protection (PIP) insurance yet again. After having their bill vetoed last year the Florida Senate is moving forward with another bill to repeal PIP insurance and instead require Florida drivers to purchase at least $25,000 of bodily injury coverage. There are studies suggesting that if this happens the average Florida driver will see a $200 annual increase in their car insurance premiums. Proponents for repealing PIP claim that the study is flawed and that car insurance rates will actually go down. Color me skeptical, but I don't see any scenario where Florida legislature passes a bill that reduces car insurance premiums. There are definitely arguments on both sides of the PIP debate, but one thing that you can count on is that car insurance companies like State Farm, Allstate, and GEICO, will not be the losers here. The car insurance industry, and insurance industry in general has ruled over Florida's politics for decades and I would count on anything that gets passed will be with their blessing and designed to increase their profits. Florida already has the highest car insurance rates in America. Will Florida's legislatures survive the next election if they raise those premiums on Floridians yet again? Probably. That's what voter suppression is for.  

About the Author

Sami Thalji

Sami Thalji is a native Floridian, born in Clearwater and raised in St. Petersburg, Florida. Sami graduated from Osceola High School in Seminole, Florida before attending and receiving both his Bachelor of Science and Juris Doctor from the University of Florida in Ga...


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