Consumers are opening credit card accounts at record pace while inflation and corporate gouging are driving up interest rates. Why bankruptcy will be the right move for millions at some point in the next 2 years.
Credit repair is not real and there is no way to remove accurate financial reporting from your credit. But, there are other strategies that are real and very effective if you have an open mind.
Interest rates and inventory are rising, demand is slowing, and the market is intentionally slowing down with prices soon to drop between 5-20% in many markets.
Will overvalued homes in the top housing markets in America lead to the bursting of the current housing bubble and a significant rise in foreclosures? We will soon find out.
Lack of new construction and corporate landlords contributing to skyrocketing rent
Medical debt is the worst kind of debt there is for a number of reasons. Not only should medical care be relatively free, but most debts are fraudulent to begin with due to intentional schemes by hospitals and large medical providers to defraud the public.
Just because a debt collector knows your social security number and date of birth doesn't mean they are legitimate. Don't confirm the information. Ask for a debt validation letter in writing.
The Florida Homeowner Assistance Fund is offering to help homeowners struggling with mortgage, insurance and utility payments on their homes. You can apply today.
Big Insurance is killing homeownership in Florida.
Goldman Sachs and other billionaire investment funds are squeezing your ability to create wealth and they won't stop until every last dollar in the world is in their pocket.
Population Growth in the Tampa Bay area and throughout Florida make it seem unlikely the housing market will burst anytime soon.
Corporate price gouging aka inflation is leading to record increases in consumer debt all across America,
Consumers are being forced to pay medical debts that are not their because debt collectors are attacking their credit scores.
The Consumer Financial Protection Bureau says that student loan companies are lying to borrowers and 'abusing the bankruptcy system.'
Foreclosure increases in Tampa, Miami, Jacksonville, Lakeland and Orlando put Florida #2 in the country in overall foreclosure rates.
EasyPay Finance, through awful banks like TAB Bank, are giving puppy loans on new purchases that turn out to carry 130%-180% interest.
While mortgage lenders and banks stop foreclosing homes during Covid-19, most HOAs did not. You should take your HOA seriously and understand that they can and will foreclose your home the first chance they get.
Home foreclosures rose 11% in February, double-digit increases could continue, report finds
Total Consumer Debt Grows With Student, Auto Loans Doubling
Hertz uses local police departments to enforce their business operations and collections and it is disgusting.
The problem with medical debt on your credit report is worse than you think.
• $88 billion in medical debt was reported on consumers' credit reports last year. • Patients are often stuck with huge bills from the emergency room that are processed inaccurately. • Medical bills that end up in collections reduce access to credit and lead to avoidance of medical care.
With new laws allowing debt collectors to engage you on social media consumers must be more vigilant than ever or risk falling prey to the many scammers and abusers that flood the debt collection marketplace.
A recent study published the top 5 reasons why consumers file bankruptcy. This list is sad and disturbing in many ways.
Florida consumers in Covid-19 forbearance need a law firm set up to see the bigger picture to protect their financial well-being. Strategy is everything in the current economic environment and you need a law firm that understands every aspect of the legal system regarding real estate, debt, foreclosure, and bankruptcy.
Our law firm only represents consumers and we have built our entire practice around that fact.