Consumer Blog

A January report finds foreclosures up almost 30% month-to-month and 139% year-to-year. Expect foreclosure numbers to gain steam by end of 2022.

Under the new, temporary rules, any prior period of repayment will count as a qualifying payment, regardless of loan program, repayment plan, or whether the payment was made in full or on time.

The cost of homeowner's insurance in Florida will soon surpass the coast of your mortgage without a complete overhaul of our current system and the legislatures that guard over it.

Many factors point to the conclusion that 2022 and beyond will bring a resurgence in bankruptcy filings in Florida.

With consumer household debt spiking to nearly $16 trillion at the end of 2021 it appears that a wave of bankruptcies may be on the horizon.

The law allowing debt collectors to contact you on social media is poorly conceived, serves no legitimate purpose and will only lead to a significant spike in abusive and fraudulent debt collection practices.

The Student Borrower Protection Center found 2.6 million student loan borrowers eligible for $50 billion in student loan cancellation but student loan private lenders have engaged in "predatory tactics" preventing that from happening,

Florida's Senate is working hard again on a new bill to kill PIP car insurance.

A recent study found that women with medical conditions are less likely then men to receive a full discharge of their student loan debt in bankruptcy court.

With household debt surging, analysts predict that households making $90,000 or less will have exhausted their financial cushion by the end of February.

Most credit cards have variable interest rates and your average consumer may need 20 years to payoff just $6,000 of credit card debt.

Buy Here Pay Here Car Dealerships Business Model Based on Greed and Unfair Contracts

Navient, everyone's favorite student loan servicer (sarcasm) was forced to forgive $1.7 billion in student loan debt. It makes you think how much did they make through this scheme? Probably 5 times that amount.

What to do when a corporate landlord tries to collect liquidated damages and you did nothing wrong.

This blog is tracking the recent changes to the FARBAR AS IS RESIDENTIAL CONTRACT FOR SALE AND PURCHASE

This blog is tracking the recent changes to the FARBAR AS IS RESIDENTIAL CONTRACT FOR SALE AND PURCHASE

The next time someone tries to friend you on Facebook or follow you on Instagram, it could be a debt collector.

This blog is tracking the recent changes to the FARBAR AS IS RESIDENTIAL CONTRACT FOR SALE AND PURCHASE

Florida's state government is always working overtime to help their masters, auto insurance carriers, make money at the expense of everyday Florida consumers.

This blog is tracking the recent changes to the FARBAR AS IS RESIDENTIAL CONTRACT FOR SALE AND PURCHASE

This blog is tracking the recent changes to the FARBAR AS IS RESIDENTIAL CONTRACT FOR SALE AND PURCHASE

Please follow along to learn about changes to the FARBAR AS IS Residential Contract for Sale and Purchase

Please follow along to learn about changes to the FARBAR AS IS Residential Contract for Sale and Purchase

Consumer debt is growing at a record pace now that covid is slowly subsiding.