Consumer Blog

Big Insurance is killing homeownership in Florida.

Population Growth in the Tampa Bay area and throughout Florida make it seem unlikely the housing market will burst anytime soon.

Corporate price gouging aka inflation is leading to record increases in consumer debt all across America,

Consumers are being forced to pay medical debts that are not their because debt collectors are attacking their credit scores.

The Consumer Financial Protection Bureau says that student loan companies are lying to borrowers and 'abusing the bankruptcy system.'

Foreclosure increases in Tampa, Miami, Jacksonville, Lakeland and Orlando put Florida #2 in the country in overall foreclosure rates.

EasyPay Finance, through awful banks like TAB Bank, are giving puppy loans on new purchases that turn out to carry 130%-180% interest.

While mortgage lenders and banks stop foreclosing homes during Covid-19, most HOAs did not. You should take your HOA seriously and understand that they can and will foreclose your home the first chance they get.

Home foreclosures rose 11% in February, double-digit increases could continue, report finds

Total Consumer Debt Grows With Student, Auto Loans Doubling

Hertz uses local police departments to enforce their business operations and collections and it is disgusting.

The problem with medical debt on your credit report is worse than you think.

• $88 billion in medical debt was reported on consumers' credit reports last year. • Patients are often stuck with huge bills from the emergency room that are processed inaccurately. • Medical bills that end up in collections reduce access to credit and lead to avoidance of medical care.

With new laws allowing debt collectors to engage you on social media consumers must be more vigilant than ever or risk falling prey to the many scammers and abusers that flood the debt collection marketplace.

A recent study published the top 5 reasons why consumers file bankruptcy. This list is sad and disturbing in many ways.

Florida consumers in Covid-19 forbearance need a law firm set up to see the bigger picture to protect their financial well-being. Strategy is everything in the current economic environment and you need a law firm that understands every aspect of the legal system regarding real estate, debt, foreclosure, and bankruptcy.

A January report finds foreclosures up almost 30% month-to-month and 139% year-to-year. Expect foreclosure numbers to gain steam by end of 2022.

Under the new, temporary rules, any prior period of repayment will count as a qualifying payment, regardless of loan program, repayment plan, or whether the payment was made in full or on time.

The cost of homeowner's insurance in Florida will soon surpass the coast of your mortgage without a complete overhaul of our current system and the legislatures that guard over it.

Many factors point to the conclusion that 2022 and beyond will bring a resurgence in bankruptcy filings in Florida.

With consumer household debt spiking to nearly $16 trillion at the end of 2021 it appears that a wave of bankruptcies may be on the horizon.

The law allowing debt collectors to contact you on social media is poorly conceived, serves no legitimate purpose and will only lead to a significant spike in abusive and fraudulent debt collection practices.

The Student Borrower Protection Center found 2.6 million student loan borrowers eligible for $50 billion in student loan cancellation but student loan private lenders have engaged in "predatory tactics" preventing that from happening,

Florida's Senate is working hard again on a new bill to kill PIP car insurance.